Terms & Conditions

BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO THE TERMS AND CONDITIONS. THE TERMS AND CONDITIONS ARE MEANT TO PROTECT ALL OF OUR WEBSITE VISITORS AND YOUR USE OF THIS WEBSITE SIGNIFIES YOUR AGREEMENT WITH THESE TERMS.

PLEASE REFER TO THESE TERMS AND CONDITIONS OF USE SINCE THEY CONTAIN AND PROVIDE IMPORTANT INFORMATION ABOUT YOUR RIGHTS, OBLIGATIONS, LIMITATIONS, AND POSSIBLE EXCLUSIONS THAT MIGHT BE APPLICABLE TO YOU DURING NAVIGATING AND USING INFORMATION AND DATA ON OUR WEBSITE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS OF USE, THEN DO NOT USE THIS SITE.

These Terms and Conditions of Use ("Terms of Use") apply to use of the Livi Management Inc website located at 2700 Patriot Blvd Suite 250, Glenview, IL 60026(the "Site"). The Site is owned, operated, and maintained by Livi Management Inc, an Illiinois corporation ("Livi Management Inc").

ACCEPTANCE OF TERMS

This Site, and its related services, are offered to you conditioned on your acceptance, without modification, of the terms, conditions, and notices contained herein. Your use of the Site constitutes your agreement to all such terms, conditions, and notices. Your use of a particular section of the Site may also be subject to additional terms, as set forth in such section. Further, you agree to be bound by any additional terms ("Additional Terms"), which may be required by Livi Management Inc or www.uniteddefaultmanagement.net website, with respect to any individual services that you request from us.

In the event that any of the terms, conditions, and notices contained herein conflict with the Additional Terms or other terms and guidelines contained within any particular section of the Site or with any terms included with any services requested from Livi Management Inc, then these Terms of Use shall control.

LAWS AND REGULATIONS

Your access and use of the Site is subject to all applicable international, Federal, state, and local laws and regulations

ELECTRONIC COMMUNICATION

When you visit the Site or send e-mail communication to Livi Management Inc, you are communicating with us electronically and, as such, you consent to receive communications from us electronically. We will communicate with you by e-mail, facsimile, or by posting notices on Site. You agree that all agreements, notices, disclosures and other communications that Livi Management Inc, provides to you electronically satisfy any legal requirements that such communication be in writing.

SITE LICENSE AND ACCESS

Livi Management Inc grants you a limited license to access and make personal use of this Site and not to download or modify it, or any portion of it, except with the express written consent of Livi Management Inc. This license Does Not include: (i) any resale or commercial use of this Site or its contents; (ii) any collection and use of any product or service listings, images, descriptions or prices; (iii) any derivative use of this Site or its contents; (iv) any downloading or copying of account information for the benefit of another merchant or service provider; or (v) any use of data mining, robots, spiders, intelligent agents, other automatic devices, manual processes, or similar data gathering and extraction tools. The Site or any portion of the Site may not be reproduced, duplicated, copied, sold, resold, visited, monitored, or otherwise exploited for any commercial purpose, without express written consent of Livi Management Inc.

Any unauthorized use of this Site terminates the permission or license granted by Livi Management Inc. You also agree that? www.uniteddefaultmanagement.net? or Livi Management Inc may, in their sole discretion and without prior notice to you, terminate your access to the Site and your account for any reason, including without limitation: (i) attempts to gain unauthorized access to the Site or assistance to others' attempting to do so, (ii) overcoming software security features limiting use of or protecting any content, (iii) discontinuance or material modification of the Site or any service offered on or through the Site, (iv) violations of the Terms of Use, (v) failure to pay for products or services, (vi) suspected or actual intellectual property infringement, (vii) unexpected operational difficulties, or (viii) requests by law enforcement or other government agencies. You agree that? www.uniteddefaultmanagement.net? , Livi Management Inc, or their affiliates will not be liable to you or to any third party for termination of your access to the Site.

MODIFICATION OF THESE TERMS OF USE

We reserve the right to change the terms, conditions, and notices concerning use of the Site, without notice. You are responsible for regularly reviewing these terms and conditions and Additional Terms posted on other sections of the Site. Your continued use of the Site constitutes your agreement to all such terms, conditions, and notices.

TRADEMARKS

All trademarks that appear, from time to time, on the Site ("Trademarks") are trademarks or registered trademarks of their respective owners, who may or may not be affiliated with, connected to, or sponsored by? www.uniteddefaultmanagement.net, Livi Management Inc or their affiliates. The Trademarks are valuable assets of their respective owners and carry considerable goodwill and consumer acceptance of the goods and services sold under the Trademarks. Such goodwill has made the Trademarks distinctive to their respective owners and, as such, may only be used by their respective owners, licensees, or other authorized persons or entities for the benefit of their respective owners, and only in connection with the products and services authorized by their respective owners. Any unauthorized use of the Trademarks and/or any use of a mark or symbol that is likely to cause confusion among consumers, or in any manner that disparages or discredits? www.uniteddefaultmanagement.net, Livi Management Inc, or their affiliates or subsidiaries, is strictly prohibited. You may not use any of the Trademarks, in any manner, without the prior written consent of their respective owners. Any unauthorized use is expressly prohibited by law and violators will be prosecuted to the maximum extent possible according to applicable law, without notice.

COPYRIGHT

All content that is made available to view and/or download in connection with the Site, including, but not limited, to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, ("Content") and software ("Software"), is owned by, and is the copyrighted work of, Livi Management Inc and/or its suppliers, and is protected by United States of America and international copyright laws. The compilation of all content on the Site, including, without limitation, user created content (product or service reviews, testimonials, forum posts, blog comments, product or service ratings, etc.) is the exclusive property of Livi Management Inc and is protected by United States of America and international copyright laws. All Software used on this Site is the property Livi Management Inc and/or its software suppliers and is protected by United States of America and international copyright laws. You are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creative derivative works or using any Content or Software available on or through the Site for commercial, private or public purposes.

Any reproduction or redistribution of the Content and/or Software is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE CONTENT OR SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED.

REFUND POLICY

Since product is delivered in full once client account is activated, no refunds are issued.

SERVICE DELIVERY

Once payment is received and account is activated client has full access to download all resources immediately.

DESCRIPTION

Livi Management Inc delivers a full suite of education, marketing materials and task management software for Real Estate professionals. This includes a comprehensive course and certification on the default industry, marketing assistance for gaining additional REO and short sale listings and software designed to complete assignments related to REO and Short Sale Listings.

FTC DISCLAIMER

None of the endorsements or testimonials included on this site depicts earnings, revenue or profit results that a consumer should generally expect to achieve by using the advertised products or services. They only demonstrate exceptional results and are not intended to guaranty or to suggest that you will obtain similar results.

The earnings, revenue and profit results which a consumer will generally achieve in circumstances similar to those depicted in the endorsements and testimonials on this site depend on many factors and conditions, including but not limited to, work ethic, learning ability, use of the products and services, business experience, daily practices, business opportunities, business connections, market conditions, availability of financing, and local competition, to name a few. Because of impediments due to any one or more of the foregoing and other factors, it is generally expected that no earnings, revenues or profits will be achieved with the use of any products or services advertised on this site in circumstances similar to those referenced in any endorsement or testimonial.

REAL ESTATE INFORMATION AND DATA

Livi Management Inc,? www.uniteddefaultmanagement.net? and their affiliates attempt, in good faith, to be as complete, accurate, and up-to-date as possible with the real estate and other information and data on the Site (the "Information"). However, Livi Management Inc does not warrant that any of the Information is accurate, complete, reliable, current, or error-free. In addition, Livi Management Inc does not promise to provide any work, listing, assignment or referral, and does not guarantee any leads or results, now or anytime in the future.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

THE INFORMATION AND SOFTWARE INCLUDED OR DESCRIBED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. Livi Management Inc OR? www.uniteddefaultmanagement.net IS UNDER NO OBLIGATION TO UPDATE ANY CONTENT ON THE SITE. NOTWITHSTANDING THE FORGOING, CHANGES ARE PERIODICALLY MADE TO THE SITE AND TO THE INFORMATION THEREIN. Livi Management Inc AND/OR ITS RESPECTIVE SERVICE PROVIDERS MAY MAKE IMPROVEMENTS AND/OR CHANGES TO THE SITE AT ANY TIME. Livi Management Inc,? www.uniteddefaultmanagement.net, THEIR RESPECTIVE SERVICE PROVIDERS, AFFILIATES AND ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, LACK OF VIRUSES OR OTHER HARMFUL COMPONENTS AND ACCURACY OF THE INFORMATION, SOFTWARE, SERVICES, AND RELATED GRAPHICS CONTAINED WITHIN THE SITE FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, SERVICES, AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. Livi Management Inc AND/OR ITS RESPECTIVE SERVICE PROVIDERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMAN-LIKE EFFORT, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL Livi Management Inc,? www.uniteddefaultmanagement.net, THEIR RESPECTIVE SERVICE PROVIDERS, AFFILIATES AND ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVERINCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, SERVICES, AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR FOR ANY DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF OTHER SUBSCRIBERS OR THIRD PARTIES, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF PHASEIIRE OR ANY OF ITS SERVICE PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN ANY EVENT, OPTIMAL REO SOLUTION'S TOTAL LIABILITY TO YOU, FOR DIRECT DAMAGES OR OTHERWISE, WILL NOT EXCEED THE AMOUNT PAID BY YOU TO Livi Management Inc OR www.uniteddefaultmanagement.net? FOR PRODUCTS OR SERVICES WHICH FAIL TO MEET THE LIMITED WARRANTIES CONTAINED HEREIN.

YOU ACKNOWLEDGE AND AGREE THAT THE LIMITATIONS OF LIABILITY, DISCLAIMERS OF WARRANTIES AND LIMITED REMEDIES SET FORTH HEREIN REPRESENT AN INSEPARABLE ALLOCATION OF RISK (INCLUDING, WITHOUT LIMITATION, IN THE EVENT OF A TOTAL AND FUNDAMENTAL BREACH OF THE TERMS OF USE) THAT IS AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN THE PARTIES.

INDEMNIFICATION

You agree to indemnify and hold harmless? www.uniteddefaultmanagement.net, Livi Management Inc, and their subsidiaries, affiliates, agents, directors, officers and employees, from any claim, demand, or damage, including reasonable attorneys' fees, asserted by any third party due to, or arising out of, your use of the Site and/or any information (text or graphical), Software, or services obtained through the Site and/or from? www.uniteddefaultmanagement.net? or Livi Management Inc.

INFORMATION COLLECTION

The information that Livi Management Inc collects on the Site is governed by the Privacy Policy. When you voluntarily submit your personally identifiable information to us by making a payment to Livi Management Inc, you are giving us your consent to the collection, use and disclosure of your personally identifiable information, and you understand and agree that we may share information about you and your transaction with other service providers for the purpose of processing your transaction, including fraud prevention, vendor direct shipping and credit card authorization. We may also disclose information when you tell us to do so, to identify or contact you, to protect your rights or the rights of Livi Management Inc or as required by law.

YOUR ACCOUNT (SOME PORTIONS OF THE SITE REQUIRE ACCOUNT REGISTRATION AND/OR ACTIVATION):

You agree that any information you provide in connection with your request for an account, or in connection with any transaction on the Site or otherwise with Livi Management Inc, shall be true,accurate, current and complete. You are responsible for keeping your account information current. Livi Management Inc reserves the right to suspend or terminate your account, and/or refuse any access or use of the Site (or any portion thereof), if you provide any untrue, inaccurate, not current or incomplete information, if such information becomes so at any time, or if Livi Management Inc has reasonable grounds to believe as much. You are responsible for maintaining the confidentiality of your account and log-in credentials, and for restricting access to your computer, and agree to accept responsibility for all activities that occur under your account and log-in credentials. Therefore, you may be held liable for losses incurred by Livi Management Inc or any other user of, or visitor to, the Site due to someone else using your account or log-in credentials. Please refer to the Privacy Policy for any additional information on your account or log-in credentials. You agree to notify Livi Management Inc immediately of any unauthorized use, or breach of the security, of your account or log-in credentials. Livi Management Inc does not sell products or services to children under 18 years of age, but sells them to adults, who can purchase such products or services using a credit card. Livi Management Inc reserves the right to refuse service, terminate or suspend access to the Site and/or accounts (or any portion thereof), remove or edit any content, or cancel orders, at any time in its sole discretion.

THIRD PARTY CONTENT

The Site may contain: (i) links to other websites not maintained by Livi Management Inc or (ii) information about products or services of third parties. Livi Management Inc does not independently verify the business practices of these third parties and makes no warranties on their behalf. The availability of any link or reference of any third party shall in no way constitute an endorsement by Livi Management Inc of such third party. We encourage you when you leave our Site and to read the terms and conditions of each and every website that you visit.

VIOLATION OF TERMS OF USE

Livi Management Inc reserves the right to seek all remedies, at law or in equity, for violations of these Terms of Use, including the right to block access from a particular internet address or from particular users to the Site. Livi Management Inc reserves the right to seek all remedies, at law or in equity, for violations of these Terms of Use, including the right to block access from a particular internet address or from particular users to the Site.

JURISDICTION AND VENUE

Except as noted below, all disputes against? www.uniteddefaultmanagement.net? or Livi Management Inc, including, but not limited to, disputes as to these Terms of Use, the Site license, Site access restriction and/or termination, Livi Management Inc trademarks, copyrights, patents, trade secrets, trade dress and other intellectual property disputes, member accounts, privacy, product or service descriptions, pricing, and disclaimer of warranties shall be governed under the internal substantive laws of the State of Nevada, and you hereby irrevocably consent to the exclusive jurisdiction and venue in the appropriate state and Federal courts located in Las Vegas, Nevada. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms of Use, including, without limitation, this paragraph.

ENTIRE AGREEMENT

These Terms of Use constitute the entire agreement and understanding between you and Livi Management Inc regarding the use of the Site, and supersede all prior or contemporaneous communications, offers or agreements, whether oral or written, between you and Livi Management Inc relating to your use of the Site. The failure of Livi Management Inc to exercise or enforce any right(s) or provision(s) of these Terms of Use shall not constitute a waiver of such right or provision in that or any other instance, and any right(s) not expressly granted in these Terms of Use are hereby reserved by Livi Management Inc

SEVERABILITY

If any of the provisions in these Terms of Use shall be determined to be illegal, invalid, or otherwise unenforceable by reason of the laws of any state or country in which these Terms of Use are intended to be effective, then to the extent and within the jurisdiction in which that provision is illegal, invalid, or unenforceable, it shall be severed and deleted from the clause and the remaining provisions shall survive, remain in full force and effect and continue to be enforceable and binding.

ELECTRONIC RECORDS AND COMMUNICATIONS

A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

CUSTOMER SERVICE

We welcome your feedback. If you have any questions or comments regarding these Terms of Use,? the Privacy Policy? or the Site, please? Contact Us.